Common Business Cash Advance Questions - GenesisMerchantServices.com

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Merchant
Cash Advances

$2,500 up to
$250,000

Credit Card
Processing

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Check out this list of commonly asked questions

We take the time to answer your real questions

Is a merchant cash advance a loan?
A business cash advance, also called a merchant cash advance is not the same thing as a small business loan. There are huge difference. Business cash advances are not supplied by banks and are NOT loans. Merchant cash advances have very flexible, lenient standards and place an emphasis on ease and speed. The way you pay them back is also radically different.

Will I receive sufficient funds that can cover all of my business costs?
You can qualify for funding between $2,500 and $250,000. What you do with the funds is completely up to you. As long as your expenses are business related, there's no limit to what you can purchase.

Is it true that I am not required to provide collateral?
A business cash advance provides your business with unsecured funds. Thus, there is no need to provide collateral or a personal guarantee. You cannot be held personally liable.

Can I obtain a merchant cash advance even with poor credit scores?
Yes! Business owners can still qualify for this awesome loan alternative even with a bad credit history. We are very understanding when it comes to a number of credit blemishes. The most common factor in rejection is open bankruptcy. Oherwise, 90% of all applicants are approved for merchant cash.

How can I get started on a small business cash advance?
First, submit our online form to begin applying for a business cash advance. Our business cash advance representatives will call you over the phone to guide you through the completely free application process.

Are there any restrictions about how my funds are spent?
We give business owners complete freedom over how the funds are used. As long as you are making business purchases or improving the business, you may use the funds any way you like.

Why do I have to process credit cards to apply?
A business cash advance is based upon the purchase of your future credit card sales. Payments pursuant to the purchase arrangement between our companies are made through an automatic deduction of a percentage of your future credit card sales. An approved processor manages those payments. It is that easy. You do not have to make traditional loan payments and be concerned with cash flow. The process handles itself.

Do I have to be a building owner to qualify?
You do not have to own the building to qualify. You may be able to use your funds to buy property.

How long does it take for the funds to arrive?
Once your business is approved (typically in no more than 48 hours), you can receive funds in just 5 days with Cash Express.

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NOTE: Must Accept Visa/MasterCard For At Least One Year To Qualify For A Business Cash Advance or Merchant Cash Advance.

Genesis Capital Enterprises • Business Cash Advance • Credit Card Processing • Corporate Headquarters
4500 Biscayne Blvd Suite 310 • Miami FL 33137 • Tel 877-384-8031

Genesis Capital Enterprises is a registered Independent Sales Organization/Merchant Service Provider for HSBC Bank USA, National Association, Buffalo, NY. Next Wave is a merchant service provider (MSP) an Elavon Global Partner & Registered MSP/ISO of Elavon, Inc Atlanta, GA.