Is your business in need of funding? How does receiving up to $250,000 sound? This is your business’s lucky day. You have the opportunity to receive unsecured funding in days from a merchant cash advance. This is a small business loan alternative that works off of your future credit card sales. This funding alternative has very few requirements and perfect credit isn’t one of them.

When you’re in need of a relaxed funding solution a merchant cash advance is the way to go. There are only four qualifying features to a merchant cash advance.

They are so easy it’s going to blow you away:

1. Your business has to be in operation for 12 months
2. Your business has to accept credit cards
3. Your business can not have any open bankruptcies
4. Your business has to process a minimum $5000 a month in credit card sales

Let’s get you started. Now all you have to do is fill out the form to the right and click submit. Now that you’ve finished the application, a representative will be pre-approving your business in as little as 1 hour!

Once you are officially approved, you’ll have business funding very quickly.

You will gain the financial freedom to pay for:

• New merchandise
  
• Repairs and maintenance
  
• Bills and taxes
  
• Employees salaries
  
• Business vehicles

Another perk to a merchant cash advance is our lenient spending philosophy. We put absolutly no restrictions on how you spend the business cash you receive. Make sure your spending will help your business in a key way, and you’ll be on the right track!

So you received your funds, there is one final aspect of the merchant cash advance process to understand.

How does it get repaid?

A merchant cash advance is an investment in your future credit card sales. Providers purchase your future credit card receivables, discounted by an agreed upon factor, and advance you a portion of the purchase price right away. In exchange for the immediate advance upon the purchase price, you agree to process your credit card sales through an approved card processor who manages your credit card receivables and distributes the remaining balance of the purchase price from the sold accounts to you and your provider. You get the outstanding purchase price and your provider gets the agreed upon discount factor. Essentially, selling your future receivables today, using your cash when you need it, and allowing those receivables to work for you now.

Additionally, as your receivables rise and fall, so does your income and their income from the sale. You earn out the remaining portion of the purchase price faster during good times and vice versa. A manageable transaction without the burdens of traditional lending.